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Book summary

Serendipity:

• Paying the Price: The Status and Role of Insurance Against Natural Disasters in the United States by Howard Kunreuther (9780309063616)
• Multicultural Literacy: Mirroring the Reality of the Classroom by Barbara J. Diamond (9780801314117)
• Migratsiia I Sport by A. N. Popov (9785932160800)